>Hello Sohib EditorOnline, if you are reading this article, then chances are you are facing some financial difficulties and are looking for ways to borrow money from Telkomsel. Don’t worry, you are not alone! Many Indonesians are struggling to make ends meet, especially during the pandemic. In this article, we will guide you through the process of how to borrow money from Telkomsel, commonly referred to as “Cara Ngutang Paket Telkomsel” in Indonesian.
Telkomsel is the largest mobile network operator in Indonesia. It was founded in 1995 as a joint venture between Telkom Indonesia and Singapore Telecom. The company provides cellular network access and offers a variety of services including voice, SMS, internet, and mobile payment. Telkomsel has over 170 million subscribers and operates in all 34 provinces of Indonesia.
How to Borrow Money from Telkomsel Using SimPati?
If you are a SimPati user, then you can easily borrow money from Telkomsel using the SimPati menu on your phone. Here is how you can do it:
Step
Action
1
Dial *999# on your phone and press call.
2
Select “Menu SimPati” from the available options.
3
Select “Pinjaman Pulsa” from the list of services.
4
Choose the amount of money you want to borrow and press send.
5
Confirm the transaction by entering your SimPati PIN.
6
The borrowed money will be credited to your account immediately.
It is important to note that Telkomsel charges a 10% service fee for borrowing money using SimPati. The borrowed money must be paid back within 3 days or else you will be charged an additional 10% late fee.
How to Borrow Money from Telkomsel Using Kartu As?
If you are a Kartu As user, then you can follow these steps to borrow money from Telkomsel:
Step
Action
1
Dial *808# on your phone and press call.
2
Select “Kartu As” from the available options.
3
Select “Pinjaman Pulsa” from the list of services.
4
Choose the amount of money you want to borrow and press send.
5
Confirm the transaction by entering your Kartu As PIN.
6
The borrowed money will be credited to your account immediately.
Just like SimPati, Telkomsel charges a 10% service fee for borrowing money using Kartu As. The borrowed money must be paid back within 3 days or else you will be charged an additional 10% late fee.
1. What is the maximum amount of money I can borrow from Telkomsel?
Telkomsel allows you to borrow up to Rp. 500,000 depending on your eligibility. However, it is important to note that borrowing too much money can lead to financial difficulties and should only be done in case of emergencies.
2. How do I know if I am eligible to borrow money from Telkomsel?
You can check your eligibility by dialing *999# (for SimPati users) or *808# (for Kartu As users) and selecting “Cek Kelayakan Pinjaman” from the list of services. Telkomsel will inform you whether you are eligible to borrow money and the maximum amount you can borrow.
3. Can I borrow money from Telkomsel if I have an outstanding loan?
No, you cannot borrow money from Telkomsel if you have an outstanding loan. You must pay back your existing loan before applying for a new one.
4. What happens if I don’t pay back the borrowed money?
If you don’t pay back the borrowed money within 3 days, then Telkomsel will charge you an additional 10% late fee. If you still don’t pay back the money, then your Telkomsel account will be suspended until you clear your debt.
5. Can I borrow money from Telkomsel if I am not a SimPati or Kartu As user?
No, you cannot borrow money from Telkomsel if you are not a SimPati or Kartu As user. However, you can switch to either of these networks to avail this service.
Conclusion
Borrowing money from Telkomsel is a quick and convenient way to meet your financial needs. However, it is important to use this service responsibly and only borrow money in case of emergencies. Make sure to pay back the borrowed money on time to avoid additional charges and maintain a good credit score.
Cara Ngutang Paket Telkomsel
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