>Hello Sohib EditorOnline, if you are someone who regularly uses ATM machines, you must have had occasions where you found it difficult to withdraw money from an ATM. In this article, we will provide you with a detailed guide on how to withdraw money from ATM BNI, including frequently asked questions, tips, and tricks to make your ATM withdrawal experience hassle-free.
Bank Negara Indonesia (BNI) is a state-owned bank in Indonesia. It has a vast network of Automated Teller Machines (ATMs) in the country. These ATMs offer a range of banking services, including cash withdrawal, balance inquiry, and fund transfer.
How to locate an ATM BNI
Before we dive into how to withdraw money from ATM BNI, let’s focus on how to locate one in your area. There are several ways to find an ATM BNI, including:
Method
Description
Using the BNI Mobile App
The BNI mobile app can help you locate the nearest ATM BNI. You need to download the app and open the location feature.
Using Google Maps
You can also use Google Maps to find the nearest ATM BNI. Just type in “ATM BNI” in the search bar and select the nearest location.
Asking for directions
If you’re unsure about the location, ask a local or BNI customer service representative for directions.
How to withdraw money from ATM BNI
Step-by-step guide
Withdrawal money from ATM BNI is a straightforward process. Here’s a step-by-step guide on how to do it:
Insert your BNI debit card into the card slot.
Select the language you prefer.
Enter your ATM PIN code.
Select “Tarik Tunai” (Cash Withdrawal).
Enter the amount of money you want to withdraw.
Select the account you want to withdraw from.
Take your cash and your receipt.
Remove your card from the card slot.
Things to keep in mind while withdrawing money from ATM BNI
Here are a few things to keep in mind while withdrawing money from ATM BNI:
Make sure you have sufficient balance in your account.
Check the ATM fee before withdrawing money.
Keep an eye on your surroundings while withdrawing money.
Do not share your ATM PIN code with anyone.
Make sure to cover the keypad while entering your PIN code.
ATM BNI accepts cards branded by the following networks:
Cirrus
Maestro
MasterCard
Visa
What is the withdrawal limit at ATM BNI?
The maximum amount of cash you can withdraw per day at an ATM BNI is IDR 10 million.
What do I do if my ATM card is lost or stolen?
If your ATM card is lost or stolen, contact BNI customer service immediately to block your card. You can also visit your nearest BNI branch to get a new card issued.
What should I do if the ATM does not dispense cash?
If the ATM does not dispense cash, first check if you have entered the correct PIN code and have sufficient balance in your account. If everything seems fine, contact BNI customer service to report the issue.
How long does it take to complete an ATM withdrawal transaction?
Typically, an ATM withdrawal transaction takes a few minutes to complete.
Tips and Tricks
Using BNI Mobile App
You can use the BNI mobile app to perform various banking transactions, including cash withdrawal. The app has a feature called “Mobile Cash” that lets you withdraw money from an ATM without using a debit card. You need to generate a QR code using the app, which you need to scan at the ATM to complete the transaction. This helps you avoid the risk of losing your card or forgetting your PIN code.
Using BNI SMS Banking
You can also use BNI SMS banking to withdraw money from an ATM. You need to send an SMS to BNI containing the withdrawal amount and the account you want to withdraw from. BNI will send you an SMS containing a code, which you need to enter at the ATM to complete the transaction.
Using a specific ATM
If you are a frequent ATM user, you may have noticed that some ATMs tend to run out of cash more frequently than others. To avoid the hassle and save time, try to locate an ATM that is known to be well-stocked and has lower transaction fees. This can help you save time and money in the long run.
We hope this guide on how to withdraw money from ATM BNI has provided you with useful information. Remember to keep your ATM card safe and secure, and follow the tips and tricks we mentioned to make your ATM withdrawal experience hassle-free. Happy Banking!
Cara Mengambil Uang di ATM BNI
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