Cara Membuat Kartu Kredit BCA Tanpa Slip Gaji

>Hello Sohib EditorOnline, in this article, we will discuss the steps you need to take to apply for a BCA credit card without a payslip. Many people believe that having a credit card requires a payslip, but that’s not always the case. BCA offers a credit card option for those who don’t have a payslip but still want to enjoy the benefits of having a credit card. Let’s dive into the process and requirements.

Step 1: Determine Your Eligibility

Before you start the process of applying for a BCA credit card without a payslip, you need to determine if you’re eligible. Here are the requirements:

Requirements Details
Age Minimum 21 years old and maximum 65 years old
Income Minimum income of IDR 3,000,000 per month
Residency Indonesian citizen or legal resident with an Indonesian ID Card (KTP)
Credit Score No outstanding credit card debt or negative credit history

If you meet all of these requirements, you can move on to the next step.

Step 2: Prepare the Required Documents

BCA requires specific documents to apply for a credit card without a payslip. Here are the documents you need:

  1. Copy of your ID Card (KTP)
  2. Copy of your Family Card (KK)
  3. Copy of your Bank Account Statement for the last three months or a Certificate of Deposits
  4. Copy of your NPWP (Tax Identification Number)

Make sure you have all of these documents ready before you start the application process. If you have any questions or concerns about the documents, contact BCA customer service for assistance.

Step 3: Apply for the Credit Card

Once you have all of the required documents, you can start the application process. Here’s what you need to do:

  1. Visit the nearest BCA branch or go to the BCA website and select “Credit Card” from the menu.
  2. Fill out the online application form, providing all the necessary information and uploading your documents.
  3. Submit your application and wait for BCA to review your documents and application.

If your application is approved, BCA will issue your credit card and send it to your registered address.

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Frequently Asked Questions

1. Can I apply for a BCA credit card without a payslip?

Yes, you can apply for a BCA credit card without a payslip if you meet the eligibility requirements and provide the necessary documents.

2. What is the minimum income requirement for a BCA credit card without a payslip?

The minimum income requirement for a BCA credit card without a payslip is IDR 3,000,000 per month.

3. What documents do I need to apply for a BCA credit card without a payslip?

You need to provide a copy of your ID Card (KTP), Family Card (KK), Bank Account Statement for the last three months or Certificate of Deposits, and a copy of your NPWP (Tax Identification Number).

4. Can I track the status of my BCA credit card application?

Yes, you can track the status of your BCA credit card application through the BCA website or by contacting BCA customer service.

5. How long does it take to get a BCA credit card without a payslip?

The processing time for a BCA credit card application without a payslip varies. Contact BCA customer service for more information about the processing time.

Conclusion

Applying for a BCA credit card without a payslip is a straightforward process if you meet the eligibility criteria and have the required documents. Remember to prepare all the necessary documents before you start the application process, and if you have any questions or concerns, don’t hesitate to contact BCA customer service for assistance.

Cara Membuat Kartu Kredit BCA Tanpa Slip Gaji