Cara Buka Rekening BNI

>Hello Sohib EditorOnline, if you’re looking to open a bank account with BNI, you’ve come to the right place. In this article, we’ll guide you through the process of opening a BNI account step by step. Whether you’re a local Indonesian resident or an expat living in Indonesia, we’ve got you covered. Let’s get started!

Steps to Open a BNI Account

Opening a BNI account is a straightforward process. Here are the steps you need to follow:

Step 1: Decide Which Type of Account You Need

BNI offers several types of accounts to cater to different needs. The most common types of accounts are:

Consider your needs and choose the type of account that suits you best.

Step 2: Gather the Required Documents

Before you visit a BNI branch to open an account, make sure you have the required documents with you. Here’s what you need:

• Valid ID card (KTP for locals or passport for expats)
• Tax ID number (NPWP)
• Proof of address (electricity bill, water bill, or phone bill)
• Initial deposit (the amount varies depending on the type of account)

Make sure you bring the original documents and a copy of each.

Step 3: Visit a BNI Branch

Once you have the required documents, visit the nearest BNI branch. You can find the nearest branch using the BNI website or mobile app. Make sure you bring all the required documents and the initial deposit.

Step 4: Fill out the Application Form

At the branch, ask for the account opening application form. Fill out the form with accurate information. Make sure you understand the terms and conditions of the account before you sign.

Step 5: Wait for the Account to be Activated

After you submit the application form and the required documents, the bank will process your application. This usually takes a few days. Once your account is activated, you’ll receive a notification from the bank.

BNI Account Fees and Charges

Like most banks, BNI charges fees for certain transactions and services. Here are some of the common fees and charges:

Make sure you understand the fees and charges before you open an account.

FAQ

1. Do I need to have a minimum balance in my BNI account?

Yes, BNI requires a minimum balance for some types of accounts. The minimum balance varies depending on the type of account.

2. Can I open a BNI account online?

No, BNI currently does not offer online account opening. You need to visit a BNI branch in person to open an account.

3. Can I open a BNI account if I’m not an Indonesian citizen?

Yes, BNI offers accounts to both locals and expats living in Indonesia. You need to provide a valid passport instead of a KTP.

4. Can I link my BNI account to my e-wallet?

Yes, you can link your BNI account to various e-wallets such as OVO, Dana, and GoPay.

5. How long does it take for my BNI account to be activated?

It usually takes a few days for BNI to process your application and activate your account. You’ll receive a notification from the bank when your account is ready to use.

Conclusion

Opening a BNI account is easy as long as you have the required documents and understand the fees and charges. Follow the steps outlined in this article and you’ll have a BNI account in no time. If you have any questions or need further assistance, don’t hesitate to contact BNI customer service.

Cara Buka Rekening BNI